(Yicai Global) Sept. 6 -- JD.com Inc.'s [NASDAQ:JD] facial recognition payment function at JD Retail Experience Shops is 99.99 percent accurate, China.org.cn quoted the firm as saying.
Users can sign up for the facial recognition payment system in three steps. First, the user must scan a QR code at a participating store and upload a personal photo to begin the payment function. After entering the last four digits of their mobile number, the system will determine the authenticity. Once the verification is successful, it automatically jumps to a facial verification process. Lastly, the user faces the camera and the system will make an automatic comparison. Upon verification, JD.com will deduct the corresponding amount from the user's payment account, Ifeng Tech reported on Sept. 5.
JD Retail Experience Shops are the e-commerce giant's offline digital retail stores, they are also run by third-party vendors. The facial recognition payment function is currently being tested at just four stores in Shanghai, Shenzhen and Beijing.
The system uses the firm's own face detection technology, and it claims at present it is 99.99 percent accurate.
The payment process uses both facial recognition and mobile number verification to double-check a user's identity, helping to increase security. After starting the process, a user's phone is not needed and payment takes just a few seconds.
With advancements in artificial intelligence technology, more and more innovative payment methods will emerge, JD.com said. As well as facial recognition payments, the firm is exploring palm-print payments, voice payments and iris authentication.